Weekly Newsletter for The Freelancers: Here is the latest newsletter of the week starting on 11th February 2019.
When I was a financial planner one of the key questions that was always asked of a client was: “Where is your emergency money fund?”
It does not matter whether you are a retiree, young single or have a family with dependent children. The question is of critical importance at every stage of life.
However, nowadays with the very high level of debt that many families have, there is quite often no emergency fund other than a credit card and more debt.
As a freelancer, it is important that you address this question early in your career because you are not getting a regular wage or salary paid into your account.
Beyond the emergency fund issue, there is the need to look at the continuity of your work flow, so that you do have a regular flow of quality contracts.
It is from this source that you can build a regular income and, in due course, an emergency fund for unexpected illnesses that require your financial help, whether for yourself or a family member.
We have researched this issue to help you with developing a strategy to start down the path of solving the feast or famine problem.
Justine Clay has written an article for the Freelancers Union Blog called 6 Ways to beat the feast or famine cycle for good.
I like the title! Justine also provides a link to her free book: How to Find High-Quality Clients and Get Paid What You’re Worth. You can read Justine's article by clicking here.
“The attitude you have as a parent is what your kids will learn from more than what you tell them. They don’t remember what you try to teach them. They remember what you are.”– Jim Henson
Nearly all of us have seen the videos of bushfires that burn fiercely even on calm cool days. It is because they create their own wind. Your self- motivation is very much like that.
You have to create your own energy. Your self-imagery of your own success helps create the energy and creativity that increases your productivity. It is important that you know how to do this.
It is this self-mastery that can lift you out of despondency and time wasting that can eat away at your ability to make a living and a steady flow of income.
There is a top YouTube on Motivation entitled MORNING MOTIVATION - What Successful People Do in the First 8 Minutes of Their Morning with over 7 million views which you can watch here.
Michael Poh has written an article for HongKiat Blog entitled Freelancers: 3 Ways to motivate yourself when you are running low. You can read Michael’s article by clicking here.
What plans have you made to improve your skills so that you can earn more money? It is a tough question that all freelancers need to keep in mind because of the gig market is in constantly changing.
I am not just talking about passive income like monetizing your blog with Adsense or advertising Amazon products and services as an Amazon Associate.
What I am talking about is techniques that will immediately diversify your freelance career.
Tristan Kneschke has written about six of these techniques in his article with the Freelancers Union Blog. You can read Tristan's article here.
Maita Piedra from the Freelancer.com Community Blog has looked at what learning websites you can use to supercharge your freelancing skills. You can read Maita's article here.
This quote is very relevant to self-development:
“In order to answer the question “Where am I going?” engage in self-development, self-education, and development of will and firmness”
~ Sunday Adelaja
It does not matter whether you are a work at home Mom or Dad or even if both parents work at home, getting the work-life balance right matters.
Being parents and helping your children develop and grow is, for most of us, a once in a lifetime experience for a relatively short period of one's life.
However, there are clear tips on how to go about organizing your life so that family life and work interact easily and conflict is avoided. Clashes will happen and compromise will be necessary.
“Balance is not something you find, it's something you create”
Jana Kingsford UNJUGGLED: Lessons from a Decade of Blending Business, Babies, Balance and Big Dreams
To freelancers, time is money. Reduce your time on production and you cut your costs. Three years ago, as a freelancer, if someone had said to you that you would be using artificial intelligence to help reduce your costs of running your business, you would have laughed at them.
Now, that has come to pass. It’s true! Mike Allton of the Solo Build It! Blog has written an article entitled How AI Is Being Used to Make Solopreneurs More Successful.
One of the main issues of running a website, blog or any online marketing content is being able to manage the search engine optimization for your content.
For the vast majority of freelancers working online, this is not news as they are totally familiar with keywords and Google algorithms.
It takes up a lot of time, creative thought and therefore money to run your content correctly so that it produces traffic, leads, and sales.
I suppose that many freelancers who work online would think that creativity and the generation of keywords and the monitoring of them would be impossible work to be taken over or supplemented by artificial intelligence.
Mike explains that this is not the case and freelance solopreneurs can benefit a lot. You can read Mike's article here.
This quote is very relevant to this article:
“Artificial intelligence would be the ultimate version of Google: the ultimate search engine that would understand everything on the web. It would understand exactly what you wanted, and it would give you the right thing. We're nowhere near doing that now. However, we can get incrementally closer to that, and that is basically what we work on.”
~ Larry Page
Most Australians are familiar with these words from the poem My Country of Dorothea Mackellar written in 1908:
“I love a sunburnt country,
A land of sweeping plains
Of ragged mountain ranges
Of droughts and flooding rains”
Australia has remained true to the poem with devastating floods in North Queensland and droughts and bushfires in Southern Australia. If you are interested in Dorothea’s poems you can look inside My Country and Other Poems by clicking on the icon below:
I will maintain the links for my opinion of the New Economy and that skills and job-focused training is one of the possible solutions for long term structural assistance to rural communities.
This article sets out the reasons: Training choices matter for freelancers and career changers. You can read it by clicking on the link.
There are now
5,000 skills in 90 categories that the digital economy can offer according to
Upwork’s 3rd Quarter Skills Index for 2018, see here.
Articles now on our website that are relevant are listed here:
There will be more over the coming months.
They think big at Amazon! I don't know whether many readers caught up with the article in September last year Amazon orders 20,000 vans for small businesses, but you can read it here. The latest news as to what it will mean for the Amazon Delivery Service Partners can be read here.
The weekly AWS news video link to acloud.guru is here. They are the leading trainers globally for AWS freelancers.
You can read the latest article from the niche Amazon website Case Study entitled Best Garage Workbench of 2019: Top 5+ Recommended by clicking here.
In view of the recent hack of Reddit we have decided to link to the Australian Bankers Association fact sheet entitled Small Business - Protecting Your Business Information Online which you can access here. We urge you look at other Fact Sheets that are available from the Association as well related to business and personal security.
We have gained approval from Robert Siciliano to bring you extracts from his books related to cyber security for freelancers. Robert Siciliano is an identity theft expert and consultant. He also runs a cyber security and fraud prevention website which you can see here.
He also gives self defense and personal safety seminars. Robert provides safety and identity theft fraud prevention tips and advice on multimedia channels in the United States. We have his approval to bring you weekly extracts from his books:
Image Source: ROBERT SICILIANO
Amazon Disclosure: We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.
Dec 22, 19 03:16 AM
Knowing how to handle your unknown unknowns matters to freelancers and this newsletter looks at this issue.
Dec 15, 19 04:00 AM
Facing retirement with little savings can be tough.In this issue we look at how women facing retirement with little savings can retire part-time by freelancing.
Dec 07, 19 11:52 PM
Starting out as a freelancer is not easy especially if you are moonlighting. This looks at how Mastermind Groups can help.